As part of your application for lodge funding, you are required to pass a credit check. This application form is used by our financial partners to determine your suitability for a finance agreement. The decision on whether you are approved for credit will be made by the Lender and not by us. Our finance partner will check your details with credit reference and fraud prevention agencies, and these agencies will record the check. They will provide the agencies with current and previous names, address and dates of birth of all parties. If you are providing information about others on a joint application, you must have their agreement. The agencies will provide information including county court judgements (CCJs), bankruptcies, electoral register and fraud prevention information. If false or inaccurate information is provided and fraud is identified, details will be passed to fraud prevention agencies. You should not commit to a finance agreement unless you are confident you can afford the payments for the whole term of the agreement. Our Status Pinks Associates is an Appointed Representative of Moorgate Finance Limited T/A MBN, which is Authorised and Regulated by the Financial Conduct Authority, firm number 662419. Pinks Associates Ltd is incorporated in England and Wales (Company No. 15916322). Registered Office: 4 Kings Avenue, Chichester, West Sussex, PO19 8EA. We are a credit broker and not a lender.